
Imagine a future where you have the freedom
to do what you want, without worrying about money.
At Face Up Life, we help pre-retirees and retirees like you gain clarity and confidence
in your financial future so you can focus on what truly matters, enjoying your life to the fullest.
Freedom to live life on your terms
Eliminate financial stress and uncertainty
Tailored financial planning to meet your unique goals
Expert guidance from a trusted, experienced professional
A roadmap to ensure your dreams become reality
Imagine a future where you have the freedom to do what you want, without worrying about money.
At Face Up Life, we help pre-retirees and retirees like you gain clarity and confidence in your financial future so you can focus on what truly matters—enjoying your life to the fullest.
Freedom to live life on your terms
Eliminate financial stress and uncertainty
Tailored financial planning to meet your unique goals
Expert guidance from a trusted, experienced professional
A roadmap to ensure your dreams become reality
Why Choose Face Up Life?
Retirement should be exciting, not stressful. Yet, many retirees worry about outliving their savings or whether they have enough to support the lifestyle they envision.
At Face Up Life, we take a holistic approach to retirement planning. We don’t just look at the numbers, we align your financial strategy with your values, dreams, and ideal lifestyle so you can confidently step into your best years with peace of mind.
Every retirement journey is unique, your financial roadmap is built around YOU
We simplify complex financial decisions so you can focus on living
Ongoing support and adjustments as your life evolves
A fun and engaging process that makes financial planning enjoyable
Why Choose
Face Up Life?
Retirement should be exciting, not stressful. Yet, many retirees worry about outliving their savings or whether they have enough to support the lifestyle they envision.
At Face Up Life, we take a holistic approach to retirement planning. We don’t just look at the numbers, we align your financial strategy with your values, dreams, and ideal lifestyle so you can confidently step into your best years with peace of mind.
Every retirement journey is unique, your financial roadmap is built around YOU
We simplify complex financial decisions so you can focus on living
Ongoing support and adjustments as your life evolves
A fun and engaging process that makes financial planning enjoyable

Personalised Financial Roadmap: A step-by-step plan that aligns with your goals and ensures financial security.
Smart Investment Strategies: Grow your wealth with risk-managed strategies tailored to your retirement timeline.
Tax-Optimised Planning: Maximise your income and savings while minimising tax burdens.
Superannuation & Pension Guidance: Ensure you're making the most of your retirement benefits.
Estate & Legacy Planning: Secure your family's future and leave behind a meaningful legacy.
Ongoing Support & Adjustments: Life changes, and so should your financial plan—we’re with you every step of the way.

Personalised Financial Roadmap: A step-by-step plan that aligns with your goals and ensures financial security.
Smart Investment Strategies: Grow your wealth with risk-managed strategies tailored to your retirement timeline.
Tax-Optimised Planning: Maximise your income and savings while minimising tax burdens.
Superannuation & Pension Guidance: Ensure you're making the most of your retirement benefits.
Estate & Legacy Planning: Secure your family's future and leave behind a meaningful legacy.
Ongoing Support & Adjustments: Life changes, and so should your financial plan—we’re with you every step of the way.
Tony has been involved in the financial arena for over 30 years. Over that there have been many changes, however, the need for advice remains important to your future. Tony firmly believes that the real passion of a planner should be about the goals and ambitions of his clients. Money is the tool to achieving those goals but should not be the focus of the plan. Utilisation of this tool can drive your future but only you can decide the direction.
With broad experience across various roles and life changes as well as investment, superannuation, lending, insurance, debt eradication and retirement structuring, Tony offers you the opportunity to create the future the way you want it to be.

Tony Densley is a Sub-Authorised Representative
No 250867 of Face Up Pty Ltd trading as Face Up
Life, Corporate Authorised Representative No. 1295503
for SmartMove Advice mo 550455.

Tony Densley is a Sub-Authorised Representative No 250867 of Face Up Pty Ltd trading as Face Up Life, Corporate Authorised Representative No. 1295503 for SmartMove Advice mo 550455.
Tony has been involved in the financial arena for over 30 years. Over that there have been many changes, however, the need for advice remains important to your future. Tony firmly believes that the real passion of a planner should be about the goals and ambitions of his clients. Money is the tool to achieving those goals but should not be the focus of the plan. Utilisation of this tool can drive your future but only you can decide the direction.
With broad experience across various roles and life changes as well as investment, superannuation, lending, insurance, debt eradication and retirement structuring, Tony offers you the opportunity to create the future the way you want it to be.
If you want to retire stress-free and ensure you have enough to enjoy your dream lifestyle, this is for you!
We focus on more than just numbers, we align your financial plan with your life goals to ensure you have the retirement you've always envisioned.
There are no upfront fees! We discuss costs transparently before any work is done.
Click the button below to book your free interview and take the first step toward securing your dream retirement.
Retirement is more than just having enough money, it's about creating a fulfilling, stress-free life that aligns with your values and aspirations. Whether you dream of traveling, pursuing new hobbies, or simply enjoying quality time with loved ones, a well-structured financial plan ensures you can do it without financial worry.
At Face Up Life, we don’t just manage numbers; we help you design the life you’ve always imagined.
Retirement is more than just having enough money, it's about creating a fulfilling, stress-free life that aligns with your values and aspirations. Whether you dream of traveling, pursuing new hobbies, or simply enjoying quality time with loved ones, a well-structured financial plan ensures you can do it without financial worry.
At Face Up Life, we don’t just manage numbers; we help you design the life you’ve always imagined.
It’s time to take control of your future and step into retirement with confidence.
Don’t let uncertainty keep you from the life you deserve.
Let’s create a financial plan that brings your dreams to life!


It’s time to take control of your future and step into retirement with confidence.
Don’t let uncertainty keep you from the life you deserve.
Let’s create a financial plan that brings your dreams to life!
