
More freedom. More peace of mind. More life.
You’ve worked hard for your future,
now let’s make sure you’re getting everything you’re entitled to.
Discover how smart investment strategies can boost
your Centrelink benefits and give you more freedom in retirement:
Maximise your Centrelink entitlements
Optimise your investments
Ensure a longer, more enjoyable retirement
Even if you’ve been told you don’t qualify, it’s time to check again.
More freedom. More peace of mind. More life.
You’ve worked hard for your future,
now let’s make sure you’re getting everything you’re entitled to.
Discover how smart investment strategies can boost
your Centrelink benefits and give you more freedom in retirement:
Maximise your Centrelink entitlements
Optimise your investments
Ensure a longer, more enjoyable retirement
Even if you’ve been told you don’t qualify, it’s time to check again.
What If You Could Get More — Without Changing Everything?
Retirement should be a time to breathe easier, not to second-guess your finances.
That’s why we created this strategy session, to show you how your current investments and super can be structured to legally improve your access to Centrelink benefits. Even if you’ve been told you don’t qualify, new rules and smarter planning could change everything.
This isn’t just about numbers. It’s about your lifestyle, more money in your pocket, more security, and more time to focus on what really matters. Whether you're already retired or getting close, we’ll walk you through the options and give you a clear, personalised strategy designed to help you live your best life with less financial stress.
What If You Could Get More, Without Changing Everything?
Retirement should be a time to breathe easier, not to second-guess your finances.
That’s why we created this strategy session, to show you how your current investments and super can be structured to legally improve your access to Centrelink benefits. Even if you’ve been told you don’t qualify, new rules and smarter planning could change everything.
This isn’t just about numbers. It’s about your lifestyle, more money in your pocket, more security, and more time to focus on what really matters. Whether you're already retired or getting close, we’ll walk you through the options and give you a clear, personalised strategy designed to help you live your best life with less financial stress.

This isn’t a one-size-fits-all approach.
It’s a personalised, step-by-step journey that helps you uncover what’s possible and take action, without the stress.
When you book your free session, here’s our 7-Step Process:
Personal Assessment – We get a clear picture of where you’re at.
Tailored Strategy Creation – Built specifically around your goals and eligibility.
Easy-to-Understand Presentation – You’ll know exactly what’s possible and how it works.
Implementation Support – We help you put the plan into action.
Centrelink & Investment Adjustments – Done properly and professionally.
Verification & Follow-Up – We make sure it’s all working as expected.
Breathe – You’ve taken action and now it’s time to enjoy the results.

What That Means For You: With your income sorted, you finally have the freedom to do those things you always talk about , travel, spend time with family, or just stop worrying so much about money.

This isn’t a one-size-fits-all approach.
It’s a personalised, step-by-step journey that helps you uncover what’s possible and take action, without the stress.
When you book your free session, here’s our 7-Step Process:

Personal Assessment – We get a clear picture of where you’re at.
Tailored Strategy Creation – Built specifically around your goals and eligibility.
Easy-to-Understand Presentation – You’ll know exactly what’s possible and how it works.
Implementation Support – We help you put the plan into action.
Centrelink & Investment Adjustments – Done properly and professionally.
Verification & Follow-Up – We make sure it’s all working as expected.
Breathe – You’ve taken action and now it’s time to enjoy the results.
What That Means For You: With your income sorted, you finally have the freedom to do those things you always talk about , travel, spend time with family, or just stop worrying so much about money.
No jargon. No sales pitch.
Just honest, helpful advice to give you more clarity, and potentially more money in your pocket.
Because when you understand the rules, you can start playing the game a whole lot better.
No jargon. No sales pitch.
Just honest, helpful advice to give you more clarity, and potentially more money in your pocket.
Because when you understand the rules, you can start playing the game a whole lot better.

Tony Densley is a Sub-Authorised Representative of Face Up Pty Ltd trading as Face Up Life, Corporate Authorised Representative No.1295503.
Authorised Representative No. 250867.
Tony has been involved in the financial arena for over 30 years. Over that there have been many changes, however, the need for advice remains important to your future. Tony firmly believes that the real passion of a planner should be about the goals and ambitions of his clients. Money is the tool to achieving those goals but should not be the focus of the plan. Utilisation of this tool can drive your future but only you can decide the direction.
With broad experience across various roles and life changes as well as investment, superannuation, lending, insurance, debt eradication and retirement structuring, Tony offers you the opportunity to create the future the way you want it to be.
Tony has been involved in the financial arena for over 30 years. Over that there have been many changes, however, the need for advice remains important to your future. Tony firmly believes that the real passion of a planner should be about the goals and ambitions of his clients. Money is the tool to achieving those goals but should not be the focus of the plan. Utilisation of this tool can drive your future but only you can decide the direction.
With broad experience across various roles and life changes as well as investment, superannuation, lending, insurance, debt eradication and retirement structuring, Tony offers you the opportunity to create the future the way you want it to be.

Tony Densley is a Sub-Authorised Representative of
Face Up Pty Ltd trading as Face Up
Life, Corporate Authorised Representative No.1295503.
Authorised Representative No. 250867.
Why? Because their friends had told them they wouldn’t.
But after taking a proper look, we discovered they were eligible
for $560 a fortnight in pension payments, not to mention reduced rates,
discounted car registration, and better medical coverage.
They were shocked… and relieved.
Because suddenly, life became a whole lot easier.
Are you missing out too?
Why? Because their friends had told them they wouldn’t.
But after taking a proper look, we discovered they were eligible
for $560 a fortnight in pension payments, not to mention reduced rates,
discounted car registration, and better medical coverage.
They were shocked… and relieved.
Because suddenly, life became a whole lot easier.
Are you missing out too?
Your first discussion is free. No obligation.
Usually we can cover your concerns in the first hour depending on your position.
Yes, we’ll explore your goals and next steps clearly and simply.
How do I know I can trust you? I am a fully qualified Financial Planner and registered with ASIC go to this link to check.
https://moneysmart.gov.au/financial-advice/financial-advisers-register
Your first discussion is free. No obligation.
Usually we can cover your concerns in the first hour depending on your position.
Yes, we’ll explore your goals and next steps clearly and simply.
How do I know I can trust you? I am a fully qualified Financial Planner and registered with ASIC go to this link to check.
https://moneysmart.gov.au/financial-advice/financial-advisers-register
Every day you wait could be costing you money and benefits.
Let’s take the first step toward a more empowered future, together.
Every day you wait could be costing you money and benefits.
Let’s take the first step toward a more empowered future, together.
